As the country endures soaring temperatures during the dry season, the Philippine Health Insurance Corporation (PhilHealth) has assured its members that medical coverage for heat-related illnesses remains available nationwide.
In a statement released Friday, April 10, PhilHealth reminded the public that inpatient benefit packages for common summer-related conditions can be availed of in accredited hospitals, helping reduce out-of-pocket expenses.
Covered conditions include heat stroke, heat exhaustion, heat collapse, heat cramps, and sunstroke, with benefits amounting to ₱12,675. Other heat-related conditions such as heat fatigue and effects of heat and light are covered up to ₱18,135, while moderate to severe dehydration is covered at ₱7,800.
Additional illnesses under PhilHealth’s benefit packages include varicella or chickenpox without complication (₱7,800), typhoid fever (₱19,500), conjunctivitis or sore eyes (₱16,575), infectious diarrhea or acute gastroenteritis (₱11,700), and toxic effects from marine animals—including jellyfish stings—at ₱11,115.
PhilHealth also emphasized that emergency health care services, including treatment for heat-related conditions, are part of its Outpatient Emergency Care Benefit (OECB) package, available in accredited Level 1 to 3 hospitals. The program ensures immediate medical attention for urgent cases while providing financial protection for patients.
“PhilHealth stands ready to protect every Filipino. We want all members to know that coverage is available to help ensure their safety, wherever they are and regardless of the season,” said PhilHealth President and CEO Edwin Mercado.
Meanwhile, the Department of Health (DOH) reiterated its warning that risks of heat exhaustion and heat stroke rise during the dry season, noting that severe cases can be life-threatening if untreated. Symptoms may include dizziness, fever, fatigue, loss of consciousness, and flushed skin.
To prevent heat-related illnesses, the DOH advised the public to stay hydrated with seven to eight glasses of water daily, avoid prolonged outdoor exposure between 9 a.m. and 4 p.m., and use protective items such as umbrellas, hats, or fans. Wearing light and loose clothing was also recommended to help regulate body temperature.