The Social Security System (SSS) has reached a historic financial milestone, with its reserve fund surpassing ₱1 trillion for the first time, reinforcing protection for members’ pensions and benefits.
Finance Secretary and Social Security Commission Chair Frederick Go said the achievement reflects the agency’s resilience.
“This record performance and over 1 trillion-peso reserve fund level send a clear message to SSS members: your pensions are secure; your benefits sustained,” he noted.
In 2025, SSS posted its highest net income at ₱142.97 billion, a 58.4% increase from the previous year. Total assets rose to ₱1.26 trillion, up from ₱1.03 trillion in 2024, strengthening the agency’s ability to withstand economic shocks and meet future obligations.
SSS President and CEO Jay de Claro credited fiscal discipline and governance reforms.
“Surpassing the 1 trillion peso mark in our Reserve Fund is a historic milestone and a strong affirmation of our duty to every Filipino worker and pensioner who relies on SSS,” he said.
Alongside financial gains, SSS launched its first annual pension increase: retirement and disability pensions will rise by 10% annually from 2025 to 2027, while survivor pensions will grow by 5% each year. The agency also introduced the MySSS Card to streamline benefit and loan disbursements.
In 2025, SSS disbursed ₱304.94 billion in pensions and benefits to 5.66 million members, while loan releases reached ₱61.11 billion.
Interest rates on loan facilities were reduced to 8% from 10%, and the Pension Loan Program was expanded to include survivor pensioners.
Go highlighted ongoing support programs.
“Patuloy na maghahatid ang SSS ng mga programang tulad ng Micro Loan at Calamity Loan upang makapagbigay ng sapat, abot-kaya at mas mabilis na suporta sa aming mga miyembro,” he said.
The milestone underscores SSS’s commitment to financial sustainability and delivering secure benefits for generations of Filipino workers.