PASIG CITY, Philippines — Property developer Robinsons Land Corporation (RLC) has joined the Pag-IBIG Fund’s roster of partner developers, making homes more accessible to Filipino workers through affordable loan options under the Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program of President Ferdinand Marcos Jr.
The collaboration was announced during National Shelter Month as government housing agencies and private firms step up efforts to expand homeownership options across the country.
Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairman Jose Ramon Aliling noted that private sector involvement is key to delivering on the administration’s housing targets.
“President Marcos has directed us to do all that is necessary to bring homeownership within reach of more Filipino families under Expanded 4PH. We are seeing this direction bear fruit as more leading developers join our efforts, giving Filipino workers more homes to choose from and more opportunities to find one they can afford,” Aliling said.
“Robinsons Land’s participation builds on these gains and strengthens our resolve to sustain them. Together, government and our private-sector partners are turning our shared commitment into concrete opportunities for more Filipinos to own a home,” he added.
To boost housing affordability, Pag-IBIG Fund increased its maximum loan cap to ₱10 million in June, urging developers to provide special pricing for its members. The agency offers promotional interest rates of 4.5% per annum for loans up to ₱4.9 million, and 5.75% per annum for loans between ₱4.9 million and ₱10 million—both fixed for three years under an offer available until the end of 2026.
Robinsons Land President and Chief Executive Officer Mybelle Aragon-GoBio emphasized the initiative’s social impact.
“By bringing together Pag-IBIG’s housing financing solutions and RLC Residences’ diverse portfolio of homes, we hope to make homeownership more accessible to more Filipino families and bring them closer to finding a place they can truly call their own,” Aragon-GoBio stated.
“We recognize that our progress as a developer is measured by more than the buildings we complete or the communities we establish. It is ultimately measured by the lives we touch, the families we welcome, and the opportunities we help create. Through this partnership, we hope to make that impact even greater,” she added.
Under a memorandum of understanding (MOU), qualified Pag-IBIG members gain access to participating RLC units, including ready-for-occupancy homes, featuring special pricing and buyer incentives. The initiative will feature housing fairs, home-matching events, documentary assistance, and loan counseling, with loan approvals subject to standard Pag-IBIG guidelines.
Pag-IBIG Fund Chief Executive Officer Marilene Acosta highlighted how competitive rates help families maintain long-term financial stability.
“We know how much owning a home means to our members and their families. That dream becomes more attainable when an affordable home price is matched by financing that keeps monthly payments within their means. Through our partnership with Robinsons Land, we are bringing together its preferential pricing and buyer incentives with our affordable Pag-IBIG Housing Loans,” Acosta remarked.
“Lower monthly payments help families sustain their housing loan repayments while leaving more room in their budget for other necessities, savings and plans for the future. We want our members to find a home that suits their family and their budget, with affordable home financing they can rely on from Pag-IBIG Fund,” she said.
The MOU was formally signed on October 5 in Pasig City by Acosta and Aragon-GoBio, witnessed by Aliling, Pag-IBIG Fund Deputy CEO Alexander Hilario Aguilar, and RLC Residences Business Unit General Manager Teddy Bernas.
Also present at the signing were DHSUD Senior Undersecretary Eduardo Robles Jr., Pag-IBIG Fund Deputy CEO Benjamin Felix Jr., Senior Vice President Fermin Sta. Teresa Jr., and Acting Vice Presidents Atty. Jose Robert Po and Tina Marie Gabiosa.