Digital banking platform Maya has introduced “Mini Payments,” a new feature that allows credit cardholders to convert their completed purchases into installment plans directly within the app.
Breaking away from traditional installment programs that require users to buy from specific, participating stores at checkout, Mini Payments gives customers the freedom to split any eligible, posted transaction into payment terms of three, six, nine, or 12 months. Additionally, the app enables users to combine several qualified purchases into one unified monthly payment plan.
This setup allows cardholders to select their transactions, check their repayment timelines, and monitor what they owe all from a single dashboard.
“Mini Payments is about giving customers more flexibility and control in a way that feels simple and intuitive,” said Shailesh Baidwan, President of Maya Group and Co-Founder of Maya Bank.
He noted that the technology aims to simplify daily financial management, making it more accessible to users.
This rollout aligns with Maya’s ongoing strategy to enhance its credit card offerings, which support users through every step of card ownership—from the initial application and delivery to credit-building tools. The platform’s current credit card roster includes:
- Maya Landers Cashback Everywhere Credit Card – Tailored for maximizing cashback rewards.
- Maya Black – Customized for travelers seeking specific perks.
- Maya Black Express – Built for users looking to establish or improve their credit scores.
The Mini Payments feature has officially rolled out and is now accessible to eligible credit card users across the Maya ecosystem.